Image via WikipediaIDA Savings account are accounts for low-income families that are sponsored through organizations whose requirements vary from state to state. The organizations receive funding mainly from donors that allow the IDA savings account holders to double the amount of money is put into the account each month.
Here's the catch (sort of), you have to participate in seminars, free seminars, to learn about either home buying, budgeting,- basically whatever the organization requires in order to keep the account.
I know you're shocked, I was too, but if you just look deep enough you can find aid opportunities on government websites.

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